We only just filed (well, either today or tomorrow), and I'm already a basket case. I am so afraid of so many things, most of them aren't even justified. Still though, I have a knot in my stomach, and I can't think about anything else.
My worries:
1) My shares of stock in my mom's c-store. Several people have addressed this concern on this forum already. Still though, I find myself worrying that the trustee will make us pay the amount I would technically get if my mom sold the store. (Greater than $10,000.)
2) My husband's former "business." He built a performance kit for supercharged and turbo vehicles as a hobby. In February, he decided to try and sell a few, and it took off faster than he could have imagined. He sunk money into it, thinking he had something, but by August, he'd lost $5000 and gave it up. He wasn't making any money, and he's going on deployment, so he wouldn't have been able to do it anyway. Our friend Chance took it over, but there were no assets and no money changed hands because it's just basically reselling parts. I've got a basic accounting of all the monetary stuff from the seven months he was doing it, but I'm just worried that the trustee will think we tried to shuffle an "asset" by letting Chance have a crack at it.
3) I'm afraid that under questioning, we suddenly won't be able to justify our expenses for food or something. They were all honest, but suddenly I'm worried.
4) That out of the blue, evil credit demons will sweep down from the skies and steal our souls in retribution for our stupidity and carelessness.
It's worth mentioning that I suffer from generalized anxiety disorder, and have been out of my meds for two weeks. Maybe I should think about getting that prescription renewed. Most of my concerns are things that can easily be proven and addressed with our trustee, so I wish I could just calm down! I have an 18-month-old who doesn't need me to be a basket case for the next three plus months.
Was anyone else like this?
My worries:
1) My shares of stock in my mom's c-store. Several people have addressed this concern on this forum already. Still though, I find myself worrying that the trustee will make us pay the amount I would technically get if my mom sold the store. (Greater than $10,000.)
2) My husband's former "business." He built a performance kit for supercharged and turbo vehicles as a hobby. In February, he decided to try and sell a few, and it took off faster than he could have imagined. He sunk money into it, thinking he had something, but by August, he'd lost $5000 and gave it up. He wasn't making any money, and he's going on deployment, so he wouldn't have been able to do it anyway. Our friend Chance took it over, but there were no assets and no money changed hands because it's just basically reselling parts. I've got a basic accounting of all the monetary stuff from the seven months he was doing it, but I'm just worried that the trustee will think we tried to shuffle an "asset" by letting Chance have a crack at it.
3) I'm afraid that under questioning, we suddenly won't be able to justify our expenses for food or something. They were all honest, but suddenly I'm worried.
4) That out of the blue, evil credit demons will sweep down from the skies and steal our souls in retribution for our stupidity and carelessness.
It's worth mentioning that I suffer from generalized anxiety disorder, and have been out of my meds for two weeks. Maybe I should think about getting that prescription renewed. Most of my concerns are things that can easily be proven and addressed with our trustee, so I wish I could just calm down! I have an 18-month-old who doesn't need me to be a basket case for the next three plus months.
Was anyone else like this?
I'll be watching, you may never know when or how, but I'll be there. I am there now....
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