816-420-4003

[queenfluff]

So, I finally picked up when they called today.

I was surprised as the guy was actually nice and I could actually understand him (no Indian accent!) and I just said that my payment was late which was unusual for me (very true) and wanted to see if I had sent payment or if there was another situation going on. I told him I filed for Ch. 7 on April 30 and that they should have gotten the notice already. I asked if he wanted the case number and he said no just my lawyers name and number. He said he put it on my records and put me on the "no call" list and said he hopes everything works out for me. And that was it - we shall see if I actually do make the "no call" list.

I still don't like the fact that they didn't follow the rules. Unless they just have really bad departmental communications there. But you would think it was all in the computer for the person to see? Blah.

[queenfluff]

thanks Mark80,

I am thinking I might do that. I have my phone turned off most of the time so I can't even tell if they are calling.

But what bothers me is that are not supposed to be calling me to begin with - I am filed and I have my stay - even BEFORE they started calling it was in effect - I shouldn't even have to bother with this. Why do they just choose to ignore it while the other companies are complying? Isn't it illegal for them to ignore my filing and still call?

Just wondering if cc companies get in trouble for ignoring the BK rules? Should I report them to my lawyer?

They wouldn't have any of my friends, family or neighbors numbers. I don't see how they would be able to call them.

[Mark80]

When I gave my creditors my case number and Attorney they stopped calling. I was only told to ignore the calls until I had this information. I would not avoid them, as it was said they will start calling your work, friends, family, neighbors anyone they can eventually. Although if you don't care then it wouldn't be a big deal, I really didn't want everyone knowing about my situation.

[banca rotta]

Every once in a while you should answer the phone, explain that you can't pay, ignore it for a while and answer it again.

It's when they cannot get in touch with you or you blocked them from calling your home phone, etc. they will call friends and relatives.

[queenfluff]

Ha ha! I just got another goofy call from Citibank but not from the 816 number - this one was from Citibanks Fraud early warning system - 866-623-9534- to let me know that they changed my account number because that dumb security breach thingy. Duh! I knew that weeks ago. The message was left by a little computer voice. "Please call us about your new account number"....uh, no.

Good, I won't be activating that card so it will get canceled - maybe than they won't call me anymore.

[queenfluff]

Hot Linda from Cap 1 called again about 9:00 am, again from another new #. Ya think she is stalking me ??

Yep, she is totally after you.

Damn, Citibank called. They are on my creditors list - so why are they not obeying the rules like the other companies? Could it be possible they didn't get the Notice of BK?

Do you think I should answer and give them my case number?

[albacore44]

Ha ha! That's cute! I haven't seen that movie yet - sounds fun!

I turned off my phone last night and I just turned it back on so I can't tell if Citibank has called yet. Let's hope they got the memo. I am looking forward to my phone service getting shut off though so Citibank won't have anywhere to call. Technically, they are NOT supposed to be callling me - so there bad.

Hot Linda from Cap 1 called again about 9:00 am, again from another new #. Ya think she is stalking me ??

[queenfluff]

My girlfriend & I went to see Confessions of a Shopaholic when it was in theatres. The main character was being harrassed by a creditor and so she finally set her ringtone to "Do not answer, it's Derrick Smeath. Do not answer, it's Derrick Smeath". Too funny! So my girlfriend recorded that and sent it to me. I'm not getting creditor calls anymore, so that's her ringtone now. LOL.

Once my case is discharged and this is all over, I will switch it back to her normal ringtone.

Ha ha! That's cute! I haven't seen that movie yet - sounds fun!

I turned off my phone last night and I just turned it back on so I can't tell if Citibank has called yet. Let's hope they got the memo. I am looking forward to my phone service getting shut off though so Citibank won't have anywhere to call. Technically, they are NOT supposed to be callling me - so there bad.

[Clover329]

I customized their ringtone to a happy little jaunty song that I can dance to - so I do a little funny jig when they call! Ha ha! Fun day! My kitty was quite interested in the ringtone.

My girlfriend & I went to see Confessions of a Shopaholic when it was in theatres. The main character was being harrassed by a creditor and so she finally set her ringtone to "Do not answer, it's Derrick Smeath. Do not answer, it's Derrick Smeath". Too funny! So my girlfriend recorded that and sent it to me. I'm not getting creditor calls anymore, so that's her ringtone now. LOL.

Once my case is discharged and this is all over, I will switch it back to her normal ringtone.

[queenfluff]

I had Vonage before. I loved it but than I wasn't using it too much so I canceled it. Vonage is through your internet connection.

I think you can block numbers through it which is nice. But I didn't have to do that when I had it so I am not sure. And you can listen to your messages on the computer and immediately looked at all the calls that are logged. You can also forward all your calls to any other number and you can change your number online any time you want. I wish Vonage had cell phone service.
They were great. I don't know if Comcast does the same things Vonage does.

[albacore44]

Hot Linda calls everyday and i can always tell it's a message from them as the recording shows exactly 12 seconds long.

The VOP service i have is called OOma. It;s here in Ca. and best buy and Costco.com sells the devices for $200. all you need is a DSL line. You hook up the VOP box, call you phone carrier and cancel your service. Waalaa.......no more phone bill, its works off your internet connection. Also, anytime a call come in it sends you an e-mail and you can play back the message on your computer.

oops..........Chase is calling from a new #. Time to add it to my blacklist.

[WillinVT]

I have been reading a lot about people adding creditor numbers to a blacklist on there VOIP service. VOIP, is that like Vonage?

I have Comcast digital phone service at my house and I am wondering if I can do that with my phone service.

I really haven't looked into it that much (I will have to make a note of it on my arm or something so I remember when I get home in the morning.)

My wife has 2 creditors that call our home phone everyday and it would be nice to add them to a blacklist.

[queenfluff]

Ha ha! "Hot Linda"? Do they actually leave a message or it is 2 seconds of dead air? I have 2 dead voice mails from Citibank today. I have read that some companies use several different numbers though - so far this is the only number that has been calling me.

I had a CapitolOne a long time ago. I can't remember having any troubles with them - of course I wasn't bankrupt at the time.

Remember having a hard time closeing a Discover account that I had paid off - the CSR wouldn't let me close it and gave me a big psych lecture about responsiblity. Good Grief! I had to hang up on him and call back and ask to talk to a manager because he wouldn't let me talk! I know they are supposed to "talk you into stuff" but that was ridiculous. The guy had no idea how to deal with customers and was probably like 18. I have a Psych degree so I don't need a lecture from an 18 year old.

What I don't get is why is Citibank is the only one calling when I am also late on 2 Chase cards? Chase never called and they have already closed my online accounts for both cc's. I also have a BoA cc and that bill isn't even due yet and I am current on it and they have also already closed my account and no one has called. All of the companies should have the stay that I filed BK.

So what is Citibanks problem? Why have they not closed my account and not called like the rest of them? Are they just particularly more nasty?

[albacore44]

capital 1

capital 1 is the sneakiest. They keep calling from different area codes trying to get me to answer, and it's always Hot Linda leaving me a message. every time I find a new number of theirs on my caller ID, I add it to my Blacklist so my VOP phone directs it to voicemail without ringing the phone. I googled the latest # today, and found a Blog on cap 1 that listed over 100 phone #'s they can call you from. Holy cow !!

[WillinVT]

On Monday, I started leaving my cell phone in my car because I don't use it, but that is the number all of my creditors have on file.

When I got into my car this evening to head to work, I have 40 missed calls. I didn't even bother to look to see who they were from, but I know the bulk of them are from Juniper, Capital One and GE Money Bank. I missed my first payment with Citi Bank on Tuesday and I am sure they will start calling soon, if they haven't all ready.

Thursday night, when I head to work, I will have to write down all the numbers on my caller ID and look up what number belongs to who.

Fun, Fun, Fun!!!!