No that use isn't going to be a problem. They need to have more then a suspicion of fraud. they have to prove it.
Have you seen an attorny yet or done a means test to see how you can file?
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Question about suspected fraud
Ok, so we've come to the conclusion that we need to file for bankruptcy and since we reached the limits on our cards two weeks ago (without the ability to make any payments), we haven't bee able to use (or pay) the debt. Before, we were using the cards only for daily living stuff (gas, groceries, etc). Also, about a week ago, we had to charge about $300 dollars worth of stuff on our Kohl's credit card, since we needed some clothing (I needed new shoes and an outfit for a job interview). We didn't have any room on any other cards, and no cash, so we used the store credit line. We had about $1,000 available credit. Should we wait to file bankruptcy? Will they suspect fraud, especially with a $300 purchase on the store card? If we should wait, how long should we wait? Thank you all!
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