Credit score went up after filing

[babynurse31]

I filed for Chap 7 on 5/4/09 & my first CC reported to the credit bureau today, acct closed & included in bankrupcy. My credit score was 464 before filing and went up to 492 after! Still a horrible score but I was shocked it went up at all. Wonder if it'll go up more when the rest of my accounts report

[AfraidOfBK]

interesting, babynurse...
out of curiosity, everyone on here seems to have a pretty clear idea of their scores...is that due to the attorney pulling a report before filing and giving you your score?

I am planning to file in a few months and have not had any interest in pulling a credit report or checking my score since not paying debts...should i be doing this?

should i simply follow up on my credit report AFTER filing or After discharge? (I mean to ensure that all debts were in fact IIB and everything looks as it should)

just curious about how everyone else handles it....thanks

[jennordhavn]

Mine also went up right after filing, but it went back down again 3 months later. I am currently working to make sure everything is reporting correctly and reestablishing my credit so we can buy a house in 2 1/2 -3 years.

Good luck.

[georgiamommy]

my attorney told me I should have a current credit report when I file, mainly to make sure I did not miss any creditors.