Anyone owe Capital One and NOT be sued???

[dingdong]

Do you mean you are a no asset BK case, or you have no assets upon which Cap one can attach a judgement?

When you say "sued", do you mean sued in civil court or through an AP in BK.


You will probably get better answers if you clarify.


DD

[Beeheery]

hi everyone,
a few people have told me to expect to be sued by Capital One at some point. My balance with them after late fees and over the limit fees is pushing 3.5K. I consider myself no asset but I have heard horror stories that people have been sued by them while being no asset and owing less than 1k to them. Any help would be appreciated! Thank you!

P.S-It has been "charged off" on my credit report. IS this a good sign or only a technicality? If they sell my debt to a debt collector does that mean they give up the right to sue me???