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Bk protection against offset?

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    Bk protection against offset?

    We had a small direct deposit go to a credit union that we owe money too. Can they take that money? We had a couple of dollars in there and they took it before we filed. I am just concerned they won't give us this money... I'm going there but I wanted to know what I could expect! btw this was a left over missed deposit! I thought it was going to the new bank.
    Filed CH 7 05/06/09
    341 06/12/09
    Last day for objections 08/11/09
    Discharged and CLOSED!! 08/28/09

    #2
    I believe that is the purpose of a deposit, in case you don't make payments, and it will be treated as a payment for debt owed. I really do not know anything, but in my case I was not able to get money back for a deposit.

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      #3
      Yea they can freeze your accounts if you owe them money and have deposits in there. I made sure I got them to cut a check to me on Friday for my balance before I told them I was filing.
      BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
      Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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        #4
        Disaster avoided! I went there and withdrew the money without issue!
        Filed CH 7 05/06/09
        341 06/12/09
        Last day for objections 08/11/09
        Discharged and CLOSED!! 08/28/09

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