credit card through bk?

[music12]

has anybody out there had a credit card that was not cancelled soon after filing? of my cc's that are $0 balance, most were closed a few days after filing but a few are still open.

also, as long as they are open, is it ok to use them (sparingly of course) to start rebuilding credit even before 341 and/or discharge?

thanks!

[catleg]

I would say it's a bad idea unless you are in an emergency situation.

To outward appearances it might look like you're spending with no intention to pay, regardless of your good intentions. Better to let sleeping dogs lie.

[music12]

i was thinking to use for $20 or less and pay off before the statement even posts.

[MrSmithster]

same here. my Cap One card was at zero bal when i filed. 2 weeks after my 341, i received a notice from capone saying my credit limit was being reduced to $500 and my interest rate was being increased. also my Pepboys card hasnt been cancelled(also at zero). im not going to use any credit till a few months after my discharge. i dont want to raise any flags.