Might be a silly question but....

[2live]

341 is done and still awaiting paperwork for reaffirming car and house note, but I'm current on payments.

Question: There is a 10 day grace period for payments on both house and the car notes so I assume that will still stand right? In other words, say reaffirm. paperwork doesn't come thru but I want to keep them, do the terms of the original contract stay intact such as the grace period? or do I have to make payments on or before due date??

[TEW]

If you don't reaff there is no more contract the loan is discharged. It's best that you DO NOT reaffirm the loans just keep up the payments. Its best to pay on time.