anyone had this had this happen

[TBLTZ]

I have a car loan and CC with chase.

I will be changing banks soon.

Im going to keep paying the car and stop paying the cc.

If I send them a check im worried they could use my account numbers off the check to withdraw money to pay the cc? Anyone have this happen.

I don't want any creditors to have my bank account info. Should I just pay my car with a money order?

Thanks

[aces67]

IDK if they can do that or not. Money orders are awful cheap though maybe you should just go that route.

[AngelinaCatHub]

IDK if they can do that or not. Money orders are awful cheap though maybe you should just go that route.

Forty-five cents sure beats losing a couple hundred bucks. I agree. M.O. 'Hub

[HHM]

They can't do it, PERIOD. Chase would need a judgement against you to get at an account held by a 3rd party.

[tinfoilhat]

Washington Mutual is now Chase.
I used to have a Wamu bank account.

I had a Washington Mutual CC run up to the $7500 limit, and stopped paying. They never went into my bank acount.
When I do online banking my checking, savings, and credit card all show up on the same page when I log in.

Now they are officially Chase, and I owe Chase/Wamu about $18,000 I thought it might be a good idea to switch banks, for peace of mind if nothing else.

I know your situation is different but they OWNED my bank account and never took money out of it.

[HHM]

National Banks tend not to have a cross collateralization.

[Logan]

I have a car loan and CC with chase.

I will be changing banks soon.

Im going to keep paying the car and stop paying the cc.

If I send them a check im worried they could use my account numbers off the check to withdraw money to pay the cc? Anyone have this happen.

I don't want any creditors to have my bank account info. Should I just pay my car with a money order?

Thanks

They can't do that.

[liz417]

I defaulted on my Chase credit card ($27k) and have a checking account with WaMu (now Chase). I was worried that they would "help themself to my checking account", so I switched banks and now bank primarly with Wells Fargo. I still have my WaMu checking account open and have a minimal amount in there, they've never taken any money out....

[music12]

i think it's very smart to use money orders only, because if they do get a judgment, having your account number will make it easy for them to garnish.

however, i never heard of a 45 cent money order. i always pay a dollar. still worth it, though.

[liz417]

i think it's very smart to use money orders only, because if they do get a judgment, having your account number will make it easy for them to garnish.

however, i never heard of a 45 cent money order. i always pay a dollar. still worth it, though.

We have a couple of local liquor stores that sell .25 money orders! I've never had to get one personally....

[OhioFiler]

I don't want any creditors to have my bank account info. Should I just pay my car with a money order?

Thanks

Your only options are money orders, cash or Western Union if you don't want creditors to have your banking info.

Personally, I think this strategy simply creates stress for the debtor. These companies don't pursue you like the jdbs do. You're simply a delinquent account to one division of Chase and an account in good standing to another. They don't meet for lunch and conspire against you.

[jribe]

Since Chase is such a large bank- i think they would do that. I would just use a money order instead. You can usually get them for free at your bank that you have an account with. That way there is no account number associated with your payment..

I have a car loan and CC with chase.

I will be changing banks soon.

Im going to keep paying the car and stop paying the cc.

If I send them a check im worried they could use my account numbers off the check to withdraw money to pay the cc? Anyone have this happen.

I don't want any creditors to have my bank account info. Should I just pay my car with a money order?

Thanks

[HHM]

If you are that concerned, just switch banks to a bank where you don't have a credit account. You don't need to go to the hassle of getting MO's and Cash.

They can't garnish your bank account until they sue you and a get a judgment.

Chase's credit card division and loan divisions are practically seperate companies from their banking. I really don't think you have anything to worry about.

[TBLTZ]

Thanks for the help..I just wanted make sure if they got a new check from me for my car payment with different account numbers they would try to use that to pay a late cc.

I still might do money orders though.