Please help me with my story

[LuciluS]

Yes! Take the cash out BUT make sure you Spend it by the day of filing on Legitimate Expenses. Stock up on paper products, canned goods, etc. Dang, LA is brutal in the Cash Side of Bankruptcy!

Good Luck!

Check with your Attorney about prepaying utilities as some Districts don't allow it. Not sure how they find out, unless Trustee requests to see the actual bill, but I read it on this forum several months ago. Just an FYI

[lovebirds]

According to this.......

http://www.bankruptcyinformation.com/LA_exemp.htm

......none, I guess. Although one chicken and one cow is exempt!

She just said I could be asked at the 341 meeting by the trustee to write him/her a check for the amount of any money in the accounts on the day I file.

You shouldn't leave any money in your account. Buy extra food, prepay bills, buy clothes you need, extra gas, prepaid movie tickets, etc. Purchase a 6 month pass to the zoo. Just keep the receipts for all of it.

[OhioFiler]

According to this.......

http://www.bankruptcyinformation.com/LA_exemp.htm

......none, I guess. Although one chicken and one cow is exempt!

She just said I could be asked at the 341 meeting by the trustee to write him/her a check for the amount of any money in the accounts on the day I file.

No wildcard exemption either? Holy mackeral!

[LSUTiger32]

According to this.......

http://www.bankruptcyinformation.com/LA_exemp.htm

......none, I guess. Although one chicken and one cow is exempt!

She just said I could be asked at the 341 meeting by the trustee to write him/her a check for the amount of any money in the accounts on the day I file.

[OhioFiler]

Another question....my lawyer told me to have the checking accounts near empty when I file, which is tomorrow assuming they do it electronically (and judging by the speed of these guys, I am sure they do) do I have to clean out the accounts today? Can I take it out in one transaction, or should I split it up?

After the $600 I owe the lawyer, we are only talking about $400-500 here.

How much cash is exempt in LA?

[LSUTiger32]

Another question....my lawyer told me to have the checking accounts near empty when I file, which is tomorrow assuming they do it electronically (and judging by the speed of these guys, I am sure they do) do I have to clean out the accounts today? Can I take it out in one transaction, or should I split it up?

After the $600 I owe the lawyer, we are only talking about $400-500 here.

[LSUTiger32]

Talk to me after September 12th when OSU puts a nasty hurt on USC!

Hey I am cheering for you guys against USC. There is no team in the world I hate more than them.

[OhioFiler]

Well a few things happened that kind of pushed me into it. Things were getting to the point of lawsuits, so I figured that there wasn't going to be a better time. I also have a lawyer that only does BK and it very good at what she does.

As far as handling adversity, that's from all those beatings you guys take. We LSU fans are used to winning!

Talk to me after September 12th when OSU puts a nasty hurt on USC!

[LSUTiger32]

You didn't waste any time from exploring BK to filing!

If you were an OSU grad you wouldn't be so nervous going forward. We're taught we can handle adversity!

Well a few things happened that kind of pushed me into it. Things were getting to the point of lawsuits, so I figured that there wasn't going to be a better time. I also have a lawyer that only does BK and it very good at what she does.

As far as handling adversity, that's from all those beatings you guys take. We LSU fans are used to winning!

[OhioFiler]

Thanks, I really hope so. It will be a bittersweet day tomorrow for sure. Then the 341 suspense builds.

You didn't waste any time from exploring BK to filing!

If you were an OSU grad you wouldn't be so nervous going forward. We're taught we can handle adversity!

[LSUTiger32]

Thanks, I really hope so. It will be a bittersweet day tomorrow for sure. Then the 341 suspense builds.

[2manybills]

You will feel so relieved once you have filed. It is all that anticipation and "what ifs" you are experiencing. You are prepared and you'll do great! Good luck!

[LSUTiger32]

About 27 hours away and the nerves are building. I keep running things through my ask asking myself if this is the right thing to do? Am I setting a horrible example for my kids? Is there anyway to avoid this? I know when we sign that paper it's a done deal, so I am really battling within myself to just stay the course, get it done and get on with my life.

[LSUTiger32]

Mine was filed electronically.

So do you get your case number and 341 date right away?

[eddiep]

Mine was filed electronically.