just got back from 341

[deadbroke99]

I am feeling better. He asked the standard questions. He asked about my rental property,if I had tried to sell it and for how much. He asked why we had so much unsecured debt, $65,000. We told him we had our hours reduced at work and living off credit cards. He said no abuse good luck.


Whew!

[mynextlife]

Thanks for sharing your experience....glad it went well for you! You are on your way in the 60 day club now. Good luck!

[JRScott]

Congrats welcome to the 60 day club.

[Trixie007]

Glad it went well, hope the rest of the process is uneventful!

[aces67]

Congrats! I hope your 60 days go quickly!

[deadbroke99]

Thanks all

[LuciluS]

Glad it's over for ya'll.

Yikes asked about $65,000 in CC Debt? Jeepers, hope I don't get grilled on mine and hubby's. We haven't paid since early 4th qtr of last year. Need to get the ball a rollin on our BK as we are filing in 9/09.

Dh is an over the road truck driver and gads and gads of small receipts that need to be put in chronological order & totaled for each week.

[deadbroke99]

Glad it's over for ya'll.

Yikes asked about $65,000 in CC Debt? Jeepers, hope I don't get grilled on mine and hubby's. We haven't paid since early 4th qtr of last year. Need to get the ball a rollin on our BK as we are filing in 9/09.

Dh is an over the road truck driver and gads and gads of small receipts that need to be put in chronological order & totaled for each week.

that's funny, I am a driver manager for an over the road trucking company..lol

[liz417]

Glad to hear your 341 went so well!!

Here's to an UNeventful next 60 days

[LuciluS]

that's funny, I am a driver manager for an over the road trucking company..lol

He was a truck driver for a lot of years. Then he went into dispatching for 9 years and went back driving a truck in 10/05. He did not like being confined to an office for 8-10-12 hrs a day. But dang, he is always working. He usually gets home around 5 - 8 pm on Friday and is gone on Sun. morning.

He delivered a load in Dallas, TX this morning from Chicago, IL. Spent the night at the place he was delivering. Then went & got loaded in Arlington, TX which is only about 12 - 14 miles from Dallas, but didn't leave until 12:45 pm.

Gets to the mill (Arkansas Kraft) at 7:15 pm and gets unloaded and has a load # for a delivery in Oklahoma tomorrow morning and they haven't even made the stuff yet. I told him, he didn't have patience when he worked in the office, but out in his own Big Truck he has a lot of patience.

Before I was disabled in a car wreck 3/14/05 I was an Accountant. So sometimes it's hard for me to justify all the 'Wait Time' in loading and unloading. If you factor that time into your driving time, truck drivers make less than people who wait on you in restaurants which is $3.60 or a few cents more an hr. plus tips.

I'll get off my soapbox now. Time for pain meds and hit the hay.

Luci

[deadbroke99]

yup your right. People don't realize how hard drivers have it. Good luck!

[deadbroke99]

Forgot to mention, he laughed when I put down my dog $100 asset..I have a Shiu Tzu. He said that dog isn't worth $100. I said he is to me and everyone laughed. It kind of broke the ice.

[teacher]

Chloe (my beagle) is worth more than my exemptions..... usually anyhow. Last week when she ate 1/2 of my cupcake from whole foods while I answered my phone....she was a liability.

[liz417]

Forgot to mention, he laughed when I put down my dog $100 asset..I have a Shiu Tzu. He said that dog isn't worth $100. I said he is to me and everyone laughed. It kind of broke the ice.

Cute I have 2 dogs and 4 cats...grand total exemption.....$1.00!!! Of course they are worth more than that (to me)!!

[liz417]

Chloe (my beagle) is worth more than my exemptions..... usually anyhow. Last week when she ate 1/2 of my cupcake from whole foods while I answered my phone....she was a liability.

LOL!!!