savings account

[CreditCretin]

Ok, that is good to know. I have direct deposit from work, so I will need to get an account open and the direct depost switched before I do anything.

[TBLTZ]

Not to derail the thread, but speaking of banks and accounts, what is the general consensus if you have your checking account with a bank where you have 2 credit cards? We have Bank of Amercia for Checking and and two of our numerous credit cards. I won't see the laywer until Saturday, but should I start shopping around for a new bank to keep my checking account?

Yes you should move to be on the safe side. I have checking and savings with BOA. I also have cc. I just closed my savings with them today. I opened a new checking with another bank today also. Im already 6 days behind on my cc payment to them...just hoping I can move my account before they do something to it like try and take my money. I should be done with them in a week.

[CreditCretin]

Not to derail the thread, but speaking of banks and accounts, what is the general consensus if you have your checking account with a bank where you have 2 credit cards? We have Bank of Amercia for Checking and and two of our numerous credit cards. I won't see the laywer until Saturday, but should I start shopping around for a new bank to keep my checking account?

[RainMoM]

even wells fargo doesn't freeze accounts under 5k.

I bet they do.. if you have an saving account with them, close it ASAP.. better to be safe then sorry

[music12]

even wells fargo doesn't freeze accounts under 5k.

[JRScott]

Wells Fargo is notorious for freezing accounts of those filing bk, have not heard of anyone else doing it really.

[TBLTZ]

did anyone have a savings account when they filed chap 7? I know it can put it under exemptions but did your bank try to freeze the funds or is it safer to keep cash? im thinking about 2k dollars