$100,000 bank account with my name on it?!?

[ODDBALL]

I had a similar situation with an account that my father put me on. He lives in different state, but he added me to an account for emergencies only. I told my lawyer that, and everything seemed okay. On my paperwork, the attorney made mention of the other account, but stated that I didn't have an interest in the account. None of the money in the account belongs to me, it is all my fathers. I'm just listed as a user in case of an emergency. This worried me sickly. I almost withdrew from filing when all of this came up. I had made payments to my attorney, and when I found out, I was ready to forget the whole thing. Didn't seem to be a problem with the trustee.

[ducksinarow]

How I wish someone would put that much money in my name.

I agree with Lightning. I would be honest and upfront about it at the 341 meeting. If the trustee catches you in a lie you could ruin the whole thing.

[ducksinarow]

I am wondering also - how does your mother have your SS# and why would she use it to put money in your name without asking? Can't that also mess you up when tax time comes around?

She really should ask before doing things like that. I know it's a nice gesture, but still.

[butterflyness]

I am wondering also - how does your mother have your SS#

Well it is her child, im assuming she has paperwork with his ssn on it...birth certificate maybe. I know my certificate has it on there.

[stevie2012]

I'd keep my mouth shut...period.

Your mother didn't tell you anything about it.

[Lightning]

Do not listen to stevie2012. Perjury is a felony

[ducksinarow]

I know my certificate has it on there.

Check that and make sure. I've never seen a birth certificate with a SS number on it. You don't have a SS# when you are born, your parents send off for it. (I am a mother and know these things.)

[Pinktiger]

This is what I would do: Tell my lawyer everything and let him/her deal with it. This is not the time to try handling anything yourself. This is what you pay lawyers for. Nobody on this board can answer the question for you -- only your lawyer.

[concerned]

When exactly did she put the $$ into your name? And, are you sure your name is on it? These days, with the Patriot Act, banks, etc. are pretty particular about identifying who is depositing $$ with them.

Good point! We had bonds that were gifts to our son that we were certain were in his name, but they all weren't. Some had my husbands name with our son as beneficiary, some were made out to both of us, and some were specifically for our son. Make certain before you do anything that it is in YOUR name.

[FloridaGirl]

Well it is her child, im assuming she has paperwork with his ssn on it...birth certificate maybe. I know my certificate has it on there.

Birth certificates don't have social security numbers on them. For one thing, you can't even apply for a SS# for your kid until he/she is actually born. So, how can something be placed on a birth certificate which hasn't even been created yet? Secondly, the SS Administration needs a copy of the birth certificate so they can have proof of the child's identity in order to issue a SS#. They don't even put SS#'s on new copies of birth certificates generated when originals are lost. I know because I recently had to get a certified copy of my birth certificate. I can't possibly understand how your birth certificate could have your SS# on it. Do you live in another country where rules are different? Because in the US you won't find SS#'s on birth certificates.

[stevie2012]

I called an attorney friend of mine and he agrees that you should most DEFINITELY release this information to the trustee. He stated (as Lightning politely pointed out) that it is perjury otherwise...and you don't want that. Of course my first reaction would be (as my initial response) to play like you never knew about it...but hindsight is 20/20.

[sobroke]

I was in a situation where I forgot to list a monthly check my husband recieves on my Schedule I. It wasn't a big check ($165 a month). I thought about not telling the trustee, but decided I would tell her. It was no big deal. When she asked, "Is everything true and accurate in your petitions?", I said "no, we forgot to list an additional income" She took note of it and I think that she trusted us more because we were honest. Talk with your lawyer if you have one. Good luck.