creditor matrix

[Starchild 1066]

When a creditor is put on the creditor matrix,does that cover all acounts with that creditor,or do you have to list them all by account number?

[AAAArt]

If the accts. are listed seperately in another place and all of the acct. #'s and amounts are listed there, then I would think that on the creditor matrix listing the company would be sufficient. Art

[sunshine08]

Just makes sure that all accounts and accounts numbers from each company are listed. But the point of the credit matrix is to notify all of your accounts. I personally would list each account and address as if they were separate companies, because some account
s may have a different point of contact information. That is important to notify each account holder by the correct mailing information. THis is not a time to try and take shortcuts.
I went back & looked on Pacer to see how mine was done & that was it.

[tracy1878]

the clerk here in Ohio told me to not worry about account numbers, just names and addresses of all creditors

[StaciMM]

This is my understanding as well. Remember, you can't file on one account and not another. So if you have 3 accounts with one creditor, and they receive notice of your BK, they will note each account. They can find your account(s) by name & ss#.

Even the balances are not important. There is nothing wrong w/ listing the account number(s) and you do want an approximate balance. (To give an accurate depiction of your debt/income situation.)

the clerk here in Ohio told me to not worry about account numbers, just names and addresses of all creditors

[AAAArt]

I imagine that you already know this, but there was a time not long ago that I did not, so I will mention this. The address you list on your creditor matrix is not where you send the bills, it is their main office. Can be found on a different location on most statements and also on your credit report if you pull that up.