Dell Financial - Letter from Collection Agency

[LostinMi]

10/12 - Filed BK.
10/14 - Dell collection call - told them of BK, lawyer name & #.
10/22 - Received letter dated 10/18 from collection company collecting on behalf of Dell.

Is it possible they sold the account to a 3rd party after being informed of my BK? Is this a violation? Should I contact the collection company or Dell?

[StaciMM]

It is more likely that the account was in a batch of files on its way to a collection agency already.

[pink_amulet]

10/12 - Filed BK.
10/14 - Dell collection call - told them of BK, lawyer name & #.
10/22 - Received letter dated 10/18 from collection company collecting on behalf of Dell.

Is it possible they sold the account to a 3rd party after being informed of my BK? Is this a violation? Should I contact the collection company or Dell?

As long as you listed the original creditor, which is Dell Fin., I wouldn't worry about it.

We had a collector(who wans't listed) call us after we filed, they were call on a medical bill. I got worried and call our lawyer. He said don't worry, doesn't matter who they sent it too, as long as you list the original creditor. I called the collector and told them, but I said "I filed on 9/29/05 before you got the debt.", they weren't happy but what could they do?
Hope this helps.....good luck


pink-amulet

[sunshine08]

Had the same problem, (not with Dell) but the creditor sold the account or sent it to a different collection, they do these in batches, just call the company and notify them of the case number, keep a record of who you talked with, that type of thing.