house insurance question on forclosed home

[B65]

My house was included in My chapter 7 discharged in feb 09. wanted to try and keep home but could not do it.... They took over the house last week. I called USAA who has my house insurance policyto cancel policy... (wells fargo has my mortgage) and USAA have just refunded back $700 to wells fargo as they had paid the year premiums out of our escrow....in July... weird..anyhow will i get any of my escrow back or do Wells keep anything you had in your escrow?

ps i keep having nightmares i will get billed for lawyer/court fees and a deficiency judgement.....

[hereforinfo]

When did you stop making payments? Whatever money was in your escrow account would be used to pay your insurance and taxes. I'm guessing the escrow account would be in the negative after that since you haven't been contributing to it for several months, so I don't think there's any way they will refund the money to you.