Being late on secured debt

[adviceplease]

So if you have not actually filed yet but retaining the lawyer can I be 1 week late on secured payments that I want to keep? They will be up to date as of filing and after but just a little late in October due to playing catch up. The accounts will be within the lenders grace period and will not be having any late fees added.

[frogger]

Should not be any problems at all.

[adviceplease]

Thanks for the reply. I am caught up on them as of today but in a couple days they start being due again and buying school clothes/supplies and a new $70 a month payment for hot lunches for my child threw me off a bit, man do I love the start of a new school year...lol.

[backtoschool]

One week late is within the grace period and should not be an issue at all. Even if it is a day or so beyond the grace period, it will only trigger a late fee. Not a big problem at all.

[liz417]

Not a problem, I was late a couple of times (past the grace period) right before we filed. I just made sure that I was caught up the day I was file and I won't be late again