We had our 341 hearing yesterday!

[BigJohn]

Our 341 is coming up shortly, 10/14@3pm in Michigan. Talk about scared to death here.
I am obsessed with this bk forum and I check pacer 2 times a day since we filed 9/2/09.
I do have a question about after the bk is discharged.
Q1) Will our homeowners insurance SOAR out of control once they do an anewal review this coming Feb. 2010? Even our car insurance? OMG.................If so, what kind of a relief is that if the insurances sky rocket on us here in Michigan (insurance companies peek at credit reports/scores to determine premiums)?
I am on Zoloft right now because of feeling so down over my CC debt out of control, and way too many secured debts in my face. I just woke up!! I had to file and I am scared to death right now. When this is all said and done, I am NOT using CCards again, and I am getting out of debt for good. I am sick of this nightmare that I got myself into (along with situations that I could not stop too).
Can anyone tell me if their car and/or homeowners insurance went up in Michigan after the bk? I appreciate any comments, and also this forum!!!

Our insurance for vehicles and house went down. We even got the low financial risk credit. Hard to believe.

[Michigan1951]

Good Luck!!

[Michigan1951]

Thanks for your input on insurance rates after bk..............whew.

[iv65536]

You just wonder if it might be due to the fact that someone with a BK will be more careful on the roads since it will be harder and/or more expensive to replace a car if need be.