I had my 341 today. I watched several cases that were in an open courtroom. Needless to say, I was a nervous wreck. After watching several, I thought I can handle this. He was very easy on them but this ended up not being my trustee. I was called into a seperate room which I liked because no one could be in there with me. He swore me in and asked me questions, the general ones, and then he asked what I did for a living, how long I had been doing that, and what kind of car I drove (which is not mine). I answered as honest and truthfully as possible. He told me good luck at the end. I was scared to death that he would try to convert me into a Chapter 13. If this was going to happen would they have brought it up then. It is a no asset case. Thanks for your response in advance.
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Sounds like it went "real well" to me!!
Now a 60 day wait for discharge!!!
You'll be fine I think!
MinnyMinny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different. -
I hope you're right. I've appreciated all of the advice you've given me. Do you think that he would have suggested a chapter 13 then, or is it a wait and see thing. Thanks again.Comment
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Congrats so far, It sounds just like how our 341 went. Ours was on Oct 31, and on Nov 2 there was a note on pacer stating the trustee ruled us "no asset" so I would suggest checking Pacer in a couple of days and then you may feel better.
Good luck
pink-amuletComment
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I thought I would feel a relief that this part was over but I'm even more worried then before. Good luck to you on your case. It's nerve wracking and I hope I never have to do it again.Comment
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Originally posted by scared
Scared? If you're below state/irs median income, you're more then likely a-OK and free and clear soon...
Day by Day hon, can't live tomorrow, today
((((((((((HUGSFORGOODLUCK))))))))))Comment
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Originally posted by scared
No, not a chance. The chapter 7 trustee doesn't benefit in anyway if you are in a chapter 13. They simply look to take any non-exempt assets you may have and distribute it among creditors and keep a percentage. It's the US Trustee that would try to get your case converted to a 13 or dismissed. If your expenses are based on the IRS standards then in 2 more months you will be FREE! If you have high expenses then the UST would file a motion to convert or dismiss. Good luck.Comment
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Well, my attorney told me to contact him this week to see what the trustee had reported. I bit the bullet and called today. Yeah, no asset case for me. I asked them if the US trustee reviewed all cases or randomly selected people. They told me that with the cases they have had the US trustee usually contacted them before the 341 meeting. Sounded great but I'm not counting on it either. I'm about 2,000 over the median income for my state so a little nervous about that. Wish me luck!!1Comment
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