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Reaffirmation of mortgage

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    Reaffirmation of mortgage

    My attorney advises me not to reaffirm my home mortgage. I am current on payments and want to keep the property. I want to re-modify the loan to get the payments / interest down and am working w/bank to do that.

    I asked about the ride through but he told me Michigan does not allow that.
    So what would be the right strategy for me?
    Filed Chap 7: Oct 2009 ; 341 mtg: Nov. 2009 ; Discharged: Jan 2010:
    Credit score Aug 2010: 648

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