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Surrendered Truck & Hit and Run

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    Surrendered Truck & Hit and Run

    I am surrendering my ford f-150, but they havent picked it up yet. While its here i am still using it and it is still fully insured.
    Thing is last night i picked my daughter up from a school dance and got side swiped by what looked to be a red ambulance ( it was dark and hard to see), I stopped...he didnt. So i called the police, filed a report and will be filing an insurance claim on Monday. The only damage is it took off my drivers side mirror and the mirror bounces off the door when it shattered so there are a few scratches. My question is can the trucks finance company come after me for repairs if i dont have it fixed. I dont want to pay a $500 deductable at christmas to fix a truck im not keeping, especially when the accidant wasnt my fault. I know normally the other persons insurance would have to pay for the damages but the other guy took off.
    Any advise would be greatly appreciated. Has something like this happened to anyone else?

    #2
    First it is a crime not a civil action to hit and run. Find out as it is not hard to count ambulances in your area wherever they are. Also they must make reports if it were in service. It may not have stopped due to a serious situation with a patient. They actually may be looking for you.

    I would not worry about how they pick up your broken mirrored car. Just make sure it is listed on the receipt so that more damage would not be blamed on you. If you have a police report of the hit and run send a copy with the car.

    Here is a true story: Mrs. and I went to a high school football game. I have and always had a police scanner in my car. We heard a report of a signal 10 (stolen car) and it was a garbage truck. One of the officers came back and said, "could you describe the garbage truck?" And we wonder why some are call flat feet. Anyway, it came to pass that a half dozen cars had the garbage truck surrounded at the foot ball game. Some Dude wished to impress his girlfriend by picking her up in a garbage truck. Boy I'll bet that romance went far. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      Thanks for the response, we have been worried about getting sued or something for damages that we didnt cause.
      Your right the town we live in is TINY so finding the right truck shouldnt be to hard.
      My husband and i just keep arguing back and forth over it we should fix it or not, but honestly we dont have that kind of money, we barely can buy christmas this year.

      Comment

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