I am surrendering my ford f-150, but they havent picked it up yet. While its here i am still using it and it is still fully insured.
Thing is last night i picked my daughter up from a school dance and got side swiped by what looked to be a red ambulance ( it was dark and hard to see), I stopped...he didnt. So i called the police, filed a report and will be filing an insurance claim on Monday. The only damage is it took off my drivers side mirror and the mirror bounces off the door when it shattered so there are a few scratches. My question is can the trucks finance company come after me for repairs if i dont have it fixed. I dont want to pay a $500 deductable at christmas to fix a truck im not keeping, especially when the accidant wasnt my fault. I know normally the other persons insurance would have to pay for the damages but the other guy took off.
Any advise would be greatly appreciated. Has something like this happened to anyone else?
Thing is last night i picked my daughter up from a school dance and got side swiped by what looked to be a red ambulance ( it was dark and hard to see), I stopped...he didnt. So i called the police, filed a report and will be filing an insurance claim on Monday. The only damage is it took off my drivers side mirror and the mirror bounces off the door when it shattered so there are a few scratches. My question is can the trucks finance company come after me for repairs if i dont have it fixed. I dont want to pay a $500 deductable at christmas to fix a truck im not keeping, especially when the accidant wasnt my fault. I know normally the other persons insurance would have to pay for the damages but the other guy took off.
Any advise would be greatly appreciated. Has something like this happened to anyone else?
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