Suntrust autoloan reaffirmation

[rjones04]

OK here is my dilemma. I cannot decide whether to sign a reaffirmation for my Suntrust car loan. yes, my intention is to fully pay the vehicle off which is new and i like very much. I am current, never late on my loan, BUT i do not have a crystal ball and cannot predict the future. I am concerned because partly the reason for filing BK was job loss. Currently, i have a stable job for now, but cannot predict the future with this unsure economy. My concern is should i ride out the loan with the hopes the lender will not repossess the vehicle or sign the agreement? Does Suntrust Bank typically take vehicles in CH 7 BK with the customer always being current, never late. Anyone ever file BK with Suntrust as your car lien holder? Any thoughts/advice/recommendations? Thanks.

[joh]

I have my morgage with them and did not reaffrim. They are fine with it still get reported on my C.R and still get statments. I would not reaffirm a auto loan. The car is wearing. keep paying untill it worn out then give it back.

[rjones04]

I have my morgage with them and did not reaffrim. They are fine with it still get reported on my C.R and still get statments. I would not reaffirm a auto loan. The car is wearing. keep paying untill it worn out then give it back.

Ok thanks for your advice. No i don't want to give it back. I mean long as income continues to come in (risky economy), i plan on paying it off in a couple of years, but only worried that since i filed BK and choose not to reaffirm, did i run a high risk of them taking the vehicle despite being current on it. But, from your response you answered my question and it appears this company is fair if somebody is current not reaffirming and not seizing the asset. Thanks.