I filed Chapter 7 with a lawyer on August 12, 2005. The 341 was held on Oct. 12; at the meeting, the trustee said he wanted to see my credit card statements to be sure they were mine alone, and my husband, who was not filing, was not on them. He gave us 21 days to comply, and we complied. On Nov. 8, we were to appear again, but my lawyer put in an appearance. The trustee said he didn't have all the information he needed; my lawyer said all he had asked for was given to him. Now, last week the trustee said he wanted a copy of all my accounts that were in bankruptcy. So we are in the process of providing him with all this.
The thing that makes me angry is, I had all this information when I went to see the lawyer last summer. He told me it wasn't necessary to have copies of all the account statements, and I could file those in the circular file (trash can.) In September I cleaned house and got rid of all that stuff, and now I'm having to go through hoops to get copies. I've spent hours on the phone with companies to get the information; it isn't easy, once they charge you off to Bankruptcy, to get copies of anything.
I'm an obvious no asset case; all that I own is also owned by my husband, who is not filing. We don't have much, anyway. We reaffirmed our home mortgage. We have an old car and an old pickup truck; the car (2001 Honda) has 140,000 miles on it; the pickup truck is 12 years old and has 104,000 miles on it.
So what is the trustee doing here? I got the feeling at the 341 hearing that he didn't like me, because I wasn't afraid of him and I wasn't in awe. So is he trying to make me squirm?
Is there some way to get a trustee replaced, the same as you can get a judge replaced?
If he continues to drag this out I will just die.
The thing that makes me angry is, I had all this information when I went to see the lawyer last summer. He told me it wasn't necessary to have copies of all the account statements, and I could file those in the circular file (trash can.) In September I cleaned house and got rid of all that stuff, and now I'm having to go through hoops to get copies. I've spent hours on the phone with companies to get the information; it isn't easy, once they charge you off to Bankruptcy, to get copies of anything.
I'm an obvious no asset case; all that I own is also owned by my husband, who is not filing. We don't have much, anyway. We reaffirmed our home mortgage. We have an old car and an old pickup truck; the car (2001 Honda) has 140,000 miles on it; the pickup truck is 12 years old and has 104,000 miles on it.
So what is the trustee doing here? I got the feeling at the 341 hearing that he didn't like me, because I wasn't afraid of him and I wasn't in awe. So is he trying to make me squirm?
Is there some way to get a trustee replaced, the same as you can get a judge replaced?
If he continues to drag this out I will just die.

Comment