I am reading NOLO and trying to figure out how the storage rental unit should be dealt with in the paperwork for a Chapter 7.
The month to month contract (lease?) I signed with them makes it clear that if I miss a payment, after a specified period of time they can take my property (via a lien) and sell the goods at auction. Does their ability to do this turn my storage rental agreement into a secured debt? I think after only 15 days or so of being late, that's when they send out notice of intent to file a lien. A long time ago, due to a mixup with my ex as to who was going to pay for what, I got such a warning letter from them.
I would really prefer to keep them out of the BK altogether. Is that possible? I pay them month to month and am current, and plan to continue doing so, during and after bankruptcy (at which time I hope to be able to close out the storage facility with some of the freed up financial resources).
Issues such as these cause me to have second thoughts about filing pro se. Does anyone know? Thanks.
The month to month contract (lease?) I signed with them makes it clear that if I miss a payment, after a specified period of time they can take my property (via a lien) and sell the goods at auction. Does their ability to do this turn my storage rental agreement into a secured debt? I think after only 15 days or so of being late, that's when they send out notice of intent to file a lien. A long time ago, due to a mixup with my ex as to who was going to pay for what, I got such a warning letter from them.
I would really prefer to keep them out of the BK altogether. Is that possible? I pay them month to month and am current, and plan to continue doing so, during and after bankruptcy (at which time I hope to be able to close out the storage facility with some of the freed up financial resources).
Issues such as these cause me to have second thoughts about filing pro se. Does anyone know? Thanks.
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