Do I need a reaffirmation?

[Hoss454]

Hello everyone this is my first post, I have been looking on this forum for sometime now, so I finely registered the other day. I filed CH 7 last November and had my 341 meeting last week. Anyway I still haven't received a reaffirmation for my truck that im keeping. Do I need a reaffirmation? What should I do about this? All the payments on the truck and the insurance are current. Also I only have one payment left on the truck if that matters.
Thank you for your time and help.
Hoss

[LimpDisc]

No need to reaffirm a loan with one payment left. The truck will be paid off before your discharge.

[keepmine]

If you have only 1 payment remaining, reaffirming is a useless waste of paper for everyone. Make that final payment and get your title from the lender and go on with life.

[Hoss454]

Ya it will be paid off end of February.
Thanks for the fast reply.
Hoss

[AngelinaCatHub]

Ya it will be paid off end of February.
Thanks for the fast reply.
Hoss

Grats for you!!!! NOW, come up with a challenging question. 'Hub

[Hoss454]

Thanks for all the help. I cant wait till this is all over to start building credit again.
I will try to come up with a challenging question for you Hub.....Here one whats a lien on a vehicle mean?
Hoss