Question about the 9 to 5

[jeffstrikesback]

Hello everyone, First, thanks for all your topics and replies and making me feel comfortable going through this event in my life. I went to my 341 meeting two weeks ago (was so quick) and I am am waiting for discharge.

I want to ask about something I haven't seen on the boards yet and that is the subject of seeking employment after bankruptcy.

I am interested in finding more stable work (I work full-time 100% commission and sales are getting slower now and competition is increasing) and before all this happened worked full time salary and part time commission (just a part-time evening/weekend job). When can I even consider looking for a different job?

Also, I now will have this event showing up on my credit records. How does this affect me in terms of changing employers? I have heard that banks and such are conservative and may look at this as a negative when considering a range of candidates.

I know you cannot discriminate because of a bankruptcy for employment but it could happen if there are a number of people seeking the same job. And is this something you should bring up during an interview and if so what do you say?

I guess I just need advice on employment and job hunting after a chapter 7 bankruptcy and change in jobs or adding on a part-time job to supplement cyclical income before or after discharge.

Thanks!

[Genenco]

Hello everyone, First, thanks for all your topics and replies and making me feel comfortable going through this event in my life. I went to my 341 meeting two weeks ago (was so quick) and I am am waiting for discharge.

I want to ask about something I haven't seen on the boards yet and that is the subject of seeking employment after bankruptcy.

I am interested in finding more stable work (I work full-time 100% commission and sales are getting slower now and competition is increasing) and before all this happened worked full time salary and part time commission (just a part-time evening/weekend job). When can I even consider looking for a different job?

Also, I now will have this event showing up on my credit records. How does this affect me in terms of changing employers? I have heard that banks and such are conservative and may look at this as a negative when considering a range of candidates.

I know you cannot discriminate because of a bankruptcy for employment but it could happen if there are a number of people seeking the same job. And is this something you should bring up during an interview and if so what do you say?

I guess I just need advice on employment and job hunting after a chapter 7 bankruptcy and change in jobs or adding on a part-time job to supplement cyclical income before or after discharge.

Thanks!

Well, there's a few jobs which they can look at your credit history and deny you a job. After all, the regs on discrimination is only race, gender, age and (Can't remember the last) but they can surely say "Well, your credit history sucks, so we're not hiring you"

Believe or not, this is most common for workers with access to cash or financial stuff of the company...Not too surprising, they are looking at risk also.

I'd keep quiet "Work Wise" for another month, maybe a bit longer (Holidays suck when looking for work anyway) then go for that extra $$$ and start rebuilding

Best of luck!

[StaciMM]

BK can't be used to rule out employment, but if your work is in a financial field then they may say your past credit issues are a problem.

My thought would be not to bring it up on initial interviews but if things progress and you think they are going to offer you a job (contingent on meeting other requirements) it would be best to discuss before they pull your credit. They may appreciate your honesty, and if it is going to be an issue-why go any further?