A Holiday Message

[Starchild 1066]

What a year this has been, we've made the trek throught the jungle of the judicial system and most of us have emerged victorious. Those who will follow us, filing under the new law, will have an even harder journey. If they come to each others mutual support,as our family of filers have, their pain will be eased. To the new filers,I only want to remind you that this new law seems to have been drafted by the companies you are filing against and passed into law by the elected officials you elected to represent YOU. Remember this next electon. Find out how your representatives voted and hold them acountable.To Minny,hang in there and get the justice you deserve and give those pups a special Christmas hug for me. Saw Santa Claus today and made sure he will give BKFILER some visine for those red eyes. STACI, thanks for all your helpful advice,just know that discharge is being typed as I write. Wishing one and all the best of all good things in the coming year.

STARCHILD 1066

[sunshine08]

Wish Each & EveryOne a Very Merry Christmas & A Happy New Year (debt free too.)

[FoolAndHisMoney]

What a year this has been, we've made the trek throught the jungle of the judicial system and most of us have emerged victorious. Those who will follow us, filing under the new law, will have an even harder journey. If they come to each others mutual support,as our family of filers have, their pain will be eased. To the new filers,I only want to remind you that this new law seems to have been drafted by the companies you are filing against and passed into law by the elected officials you elected to represent YOU. Remember this next electon. Find out how your representatives voted and hold them acountable.To Minny,hang in there and get the justice you deserve and give those pups a special Christmas hug for me. Saw Santa Claus today and made sure he will give BKFILER some visine for those red eyes. STACI, thanks for all your helpful advice,just know that discharge is being typed as I write. Wishing one and all the best of all good things in the coming year.

STARCHILD 1066

In a nation with a population of 280 million and around 2 milllion bankruptcy filers this is kind of a small issue to society and elected officials. Vote for whoever will practice good financial management for America and protect our nation against terror as opposed to a single issue such as personal bankruptcy. I'll mention it again, the new laws are to stop fraud and abuse. There is nothing in the new laws that will prevent honest but unfortunate debtors for getting relief. I'm not defending the new laws or it's sponsers. Just feel that for those in financial trouble it isn't as bad as it seems. In fact it may even be better. It expanded exemptions to all types of retirement accounts. The US Trustee may not object to anything if you honestly check "the presumption does not arise" magic box.

http://www.bankruptcyaction.com/Chapter7NewLaw.htm

Good luck and Happy Holidays! -The Fool