Reaffirmation on Auto Loan

[montana59451]

Does Capital One make you reaffirm on an auto loan which is current? My auto loan is current and I have been told by Cap 1 to continue to make payments to them. We filed Ch. 7 last Thursday and they knew about it by Monday. They had lost a payment which was made on 2/20 and they would not even talk to me about it told me to call Ascention who knew nothing about my file. Then I talked to a supervisor who found the lost payment (I made 2 payments the same day in 2 different transactions online) and she said I was OK. Then she said just keep making payments to the address on my statement.

Will they make me re affirm on this debt?

[Dorsey]

Does Capital One make you reaffirm on an auto loan which is current?

You probably know that they can't MAKE you reaffirm a debt. It's your decision to make. Perhaps what you are asking is will they refuse to consider a ride-through and provide reaffirmation as the only option (other than redemption) that I can use to keep the car. Is that correct?

I don't have specific information on Capital One. Let's see what people post.