gotcha........hahahaha
Ok, here we go. got to the court about 7:30 am, case scheduled for 8:00 am. room opens up about 7:50 am.Looks like about 35 cases on the morning docket.
i keep watching for my attorney to show up. 8:00 am trustee calls for my attorney, and says, joe where are you, you have the first 5 cases. finally the trustee says ok, joes late, lets move on.
it almost seemed like Joe had pre-arranged for his cases to go first. He calls the first case whips through a pre-set list of questions like he's calling an Auction, 2nd case same thing.
8:05 joe shows up, looks like hes not feeling well. he sees me and comes over and whispers that he has been sick for 2 weeks (we have had a bad Virus running through Ca. I was down 4 days last week myself). So the trustee see's joe, and he call's Joes first case-blows through it, then his 2nd-blows through it. next he calls me and the wife.
We hand over our DL's and SS cards, swears us in.
trustee asks us the following questions :
1. have you read all the papers you signed. yes
2. Have you disclosed all your assets, yes
3. how did you arrive at the value of your home. me. zillow, and recent comparable sales
4. I see you have exempted several vehicles, etc. etc., yes
5. In regards to your weekend warrior trailer, how did you arrive at the value of $17,500 ?? Me, NADA book value. Joe NADA book value adjusted for market value. trustee, yeah, no one wants those things right now, the market is flooded with them.
6. have you transfered any property in the last 4 years ?? joe buts in, says to me, dont answer that question, the requirement is 2 years. the trustee looks at joe and says, i'm looking back 4 years. (now this caught me by surprise, and joe as well as I did have transfers beyond 2 years, so i had to think a bit, so i said 1 small trailer, a motorcycle & a truck) . trustee-thank you (BTW- the trustee was asking the 4 year transfer look-back from all the filers not just me, so i dont know if that is something new ??.
7. Any prior BK's. me. No.
8.trustee (to my wife who had been silent the whole time), do you agree with everything your husband has stated. Her, yes. trustee-thank you, you may go.
out of there by 8:15 am, went with the wife and had a nice breakfast.
they were herding as through like cattle, and i was surprised the trustee did not ask if any creditors were present for any of the cases.
alright, I'm in the 60 day club.
Ok, here we go. got to the court about 7:30 am, case scheduled for 8:00 am. room opens up about 7:50 am.Looks like about 35 cases on the morning docket.
i keep watching for my attorney to show up. 8:00 am trustee calls for my attorney, and says, joe where are you, you have the first 5 cases. finally the trustee says ok, joes late, lets move on.
it almost seemed like Joe had pre-arranged for his cases to go first. He calls the first case whips through a pre-set list of questions like he's calling an Auction, 2nd case same thing.
8:05 joe shows up, looks like hes not feeling well. he sees me and comes over and whispers that he has been sick for 2 weeks (we have had a bad Virus running through Ca. I was down 4 days last week myself). So the trustee see's joe, and he call's Joes first case-blows through it, then his 2nd-blows through it. next he calls me and the wife.
We hand over our DL's and SS cards, swears us in.
trustee asks us the following questions :
1. have you read all the papers you signed. yes
2. Have you disclosed all your assets, yes
3. how did you arrive at the value of your home. me. zillow, and recent comparable sales
4. I see you have exempted several vehicles, etc. etc., yes
5. In regards to your weekend warrior trailer, how did you arrive at the value of $17,500 ?? Me, NADA book value. Joe NADA book value adjusted for market value. trustee, yeah, no one wants those things right now, the market is flooded with them.
6. have you transfered any property in the last 4 years ?? joe buts in, says to me, dont answer that question, the requirement is 2 years. the trustee looks at joe and says, i'm looking back 4 years. (now this caught me by surprise, and joe as well as I did have transfers beyond 2 years, so i had to think a bit, so i said 1 small trailer, a motorcycle & a truck) . trustee-thank you (BTW- the trustee was asking the 4 year transfer look-back from all the filers not just me, so i dont know if that is something new ??.
7. Any prior BK's. me. No.
8.trustee (to my wife who had been silent the whole time), do you agree with everything your husband has stated. Her, yes. trustee-thank you, you may go.
out of there by 8:15 am, went with the wife and had a nice breakfast.
they were herding as through like cattle, and i was surprised the trustee did not ask if any creditors were present for any of the cases.
alright, I'm in the 60 day club.
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