How??

[Carloscda]

Reading the forum I see some have been able to finance a car right after discharge.

I was just discharged yesterday, called a dealer today. He said he pulled my credit report & it's showing all zero's? Not even a credit score?

So I'm curious to know how some able to finance right away?

[Dannmcg357]

I don't think anyone financed with the dealer, not right after discharge. I think you can find loan companies that lend to people after BK but the interest will be high, like 16-29 %. Do a search on here and you will find info and or links.

[Carloscda]

I don't think anyone financed with the dealer, not right after discharge. I think you can find loan companies that lend to people after BK but the interest will be high, like 16-29 %. Do a search on here and you will find info and or links.

OK, I'll check those out.
Just pulled my scores and they range from 540-610.

[blessed]

I got a letter from the "assistant finance director" at a local car dealership today saying she could help us even with an "open bk". I'm more than leery and don't need a car right now. But wow about that public record thing, we just filed last week. lol

Call a few of the biggest dealerships in your area and just ask, they might have some program to deal with bk financing.

[outofdebt201]

Are you really going to ask for a large credit loan right after filing BK. Really. They are going to charger increasable high % rates. Get as much cash as you can and start saving it up for a car fund each month. Yes it might take you some time, but just go out and get a $4k car to get you around.

Be carefully you don't get yourself back into trouble, because you can't file again anytime soon.

Be safe