Finally!! He filed!!!

[coolmom04]

CoolMom


I have a question for you. I see that you stopped paying on credit cards over a year before filing. My attorney (well he will be) once I come up with the money for him advised me to do this also. I'm about to be my first month late on all but one that is 2 months late now. I can't afford to come up with the retainer fee until probably May. I'm worried about my creditors filing lawsuits before then. I have about 20k in total debt. The biggest balance on a single debt is 7k. Did you receive and summons for a pending lawsuit before retaining your attorney? I know I will be flushed with calls soon but I can handle that. I'm just concerned about creditors filing a lawsuit before I can retain the attorney and get things moving.

Thank You.

I'm sorry I can't help you with your question - I made a mistake in my siggy.. we stopped paying in 01/2010 I know there are lots of people who can help you with your question though! I know I've read some posts where people ask similar questions and from what I've read, some people have gone years without paying cc's and without receiving any lawsuits and then some people have been sued only after missing 2-3 payments.

Lots of luck to you.

[Jackdog]

CoolMom


I have a question for you. I see that you stopped paying on credit cards over a year before filing. My attorney (well he will be) once I come up with the money for him advised me to do this also. I'm about to be my first month late on all but one that is 2 months late now. I can't afford to come up with the retainer fee until probably May. I'm worried about my creditors filing lawsuits before then. I have about 20k in total debt. The biggest balance on a single debt is 7k. Did you receive and summons for a pending lawsuit before retaining your attorney? I know I will be flushed with calls soon but I can handle that. I'm just concerned about creditors filing a lawsuit before I can retain the attorney and get things moving.

Thank You.

[SMinGA]

I imagine you could look up cases in Pacer - but @ $2.40 a file it can add up if you're not careful!!

Congrats on moving on to the next step in your financial well being.

[coolmom04]

The attorney finally filed today and our 341 is set for 04/22.

Is there anyway to find out information about the trustee and judge? I searched the forums for the names, but didn't get any hits for reviews/experience. Maybe there is somewhere online that I didn't find when I googled?