What Bull is This?

[KatInVa]

OK a debt collector just told me my credit score is still to high to file BK, plus he said my credit has been perfect for 16 years with a credit score of 900?
900??????????
Which disqualified me for BK

He said a attorney will laugh at me!!

[NoMoreCards]

The creditor that told you this, must be the one laughing.

A credit score (high or low) does not determine if you qualify for BK.
A good payment history does not determine if you can qualify for BK.

Call a local BK attorney, most do a free consultation. I highly suspect it would calm your nerves. The creditor is pulling your leg big time.

[KatInVa]

I knew it was the silliest thing I had ever heard so had to share!
Started to ask him "What are you smoking"?

[mama2three]

No such thing as a 900 credit score. Highest possible is 850. He is BSing you. Payment history and credit score have nothing to do with filing BK

[SMinGA]

Tip: Don't take bankruptcy advice from a debt collector.

[ssmdem]

Oh please -- I'm so new to this, but even I know that's BS. I would love to get the collector on the phone - those kind of calls could be fun!!

[KatInVa]

He just knows if I file BK he gets zero-zip-zilch-nada!

[nokia123]

He just knows if I file BK he gets zero-zip-zilch-nada!

that's it. he was hoping you would fall for it and give in and pay.

[momofthree]

OK a debt collector just told me my credit score is still to high to file BK, plus he said my credit has been perfect for 16 years with a credit score of 900?
900??????????
Which disqualified me for BK

He said a attorney will laugh at me!!

You should have had some fun with him. Tell him "oh, I know, that's why I'm not going to pay you. I want to be able to qualify for bk in a few months!" lmao.

And, yeah, ditto the others, credit scores don't even go up to 900! What a dumbass.

[blessed]

I would have had so much fun with that guy! LOL

[liz417]

tip: Don't take bankruptcy advice from a debt collector.

lol!!

[frogger]

You need to get him a 5 gallon bucket of sand, tell him to stand on his head, and show him where to pound it.

Total idiot and pure stupid collection "tactic".

[KatInVa]

Never crease to amaze me how stupid these people are!
Do they really think people buy that bull?

I swear they only hired people with ADHD!
This guy was talking so fast I kept thinking how and when does he breathe?

[wonderingrov]

I think I would have had to have some fun with that one.

"Actually, Mr. Debt Collector - I'm looking at my credit score online now, and it shows a score of 127....and has a note stating that any score below 200 REQUIRES me to file bankruptcy...."

[dumpinmydebt]

That is hilarious! There is no such thing as a 900 credit score and obviously you don't have perfect credit if a debt collector is going after you! What an idiot!

Oh the things they say to try and get you to pay....

Go for your free consultation and tell your attorney that story, because I think that story will make him laugh.