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Reaffirmation Hearing?

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    Reaffirmation Hearing?

    My wife is filing BK, I am not. Filing pro-se.
    She has no job, as she is raising the kids as a stay at home mom and I support the household.

    One of our cars is leased, and she is a co-signer on the lease. She received a re-affirmation document from Honda today.

    The question is, since this is a secured loan, does a motion for hearing still need to be filed? Also, what would happen if she didn't reaffirm the agreement? Since she's a co-signer, would it make a difference?

    Thanks

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