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I was current on WF and heard nothing from them and did not reaffirm, just said I was going to retain and pay pursuant to contract. They didn't file anything.
That's what I wanted to hear!
Retained lawyer 5/18/10
Stopped paying CC 5/21/10
Looking to File Ch7 in July, once we pay the Atty
MA laws don't allow them to foreclose or accelerate the note (i.e make you pay the whole thing) if you're current anyway. I'm not sure if that had anything to do with it. I doubt it actually - they really don't need another foreclosure whatever state you live in. All they did was change my mortgage bill to read 'for informational purposes only' - I still have online access and I still pay the same way I used to. But check with your lawyer.
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