Ok..here is my question. We have a high interest rate and a 40 year mortgage. Is it possible to re-fi BEFORE filing (we have missed one month on CC payments now and they will see that in the CR, still current on the mortgage) or should we just ask if they have programs for people that are stuggling? I don't really want to tell them we are planning on filing yet. We could go from 40 yr mortgage to 30 years and pay $170 LESS a month, or go to 15 year and keep the payment the same if we re-fi'd...that is a big savings!!
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Retained lawyer 5/18/10
Stopped paying CC 5/21/10
Looking to File Ch7 in July, once we pay the Atty
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Also, does anyone know if we would have to wait until the re-fi was finalized before we could file BK? TIARetained lawyer 5/18/10
Stopped paying CC 5/21/10
Looking to File Ch7 in July, once we pay the Atty -
Sorry, I see I already posted this question a month ago..
It's still on my mind! LOLRetained lawyer 5/18/10
Stopped paying CC 5/21/10
Looking to File Ch7 in July, once we pay the AttyComment
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