Can I fund a Roth IRA before filing chapter 7?

[justbeach03]

Be careful about buying tires for your husbands car. Could be considered a "red flag" gift of more than $600. What's the rush? Take time, plan it out and spend it down...even if they file suit, judgemts are dischargable.

[Fallonedward]

Simple solutions, 2 options that I can think of:

1. On the 30th (or whatever date the funds are placed in your account) pay your mortgage by online bill pay from your bank account. If I schedule in advance to pay a bill on xx/yy date, the funds are removed from my bank account that same day. If I go online to my bank account today and set up a payment, the soonest it can make that payment is tomorrow. Plan ahead...

2. Don't file between the 30th (or whatever date the funds are placed in your account) and the 3rd of the month.

Thanks, great info