Help with credit cards

[annalynn]

so I can go in and place a block on the account so that no one can make a withdrawal?

and tell them to close it completely and give me a new account (and not allow any previously authorized auto withdrawals)?

[ccsjoe]

Agree with drowning. Go open a new account at a bank where you have no credit relationship with. Please do this before you are seriously delinquent/overdrwan on your account or it can impact your ability to open new accounts. Then decide, do you want to bring the old account current or include them as a creditor in your matrix and be done with them?

[drowning123]

Let them try to withdraw. Same thing happened to me sort of, but it was payday loans. My account is currently negative and the bank has placed a block on it. I plan on bringing it positive - it's only $225.00. The bank says to call them when I do. Open a new checking account and have your salary direct deposited there as soon as possible. I did that and as soon as I bring my account current, I'll close it.

[annalynn]

A few months ago (when I was still trying to pay everything off) I got into payment plans with most of my credit cards. I allowed them to schedule these payments to be on auto-withdrawal from my bank.

I just went into their websites--and it won't let me delete or change the scheuduled payments. If they try to autowithdraw--I will have major over the limit fees--because there is no way the money is there.

What can I do?

would it work to just close the bank account and open a different one?