The presumption of abuse

[drowning123]

. . . does not arise! I got my 341 meeting schedule and the presumption of abuse does not arise. So frickin' happy! My meeting is on September 23 at 10 AM.

[ccsjoe]

Congrats drowning...try not to drown in anticipation of the 341...and of the 60 days...and of the discharge...LOL

[dawntyoung]

I received my letter as well and it said the same thing. I know it's a good thing by ur reaction, but what does it mean?

[drowning123]

Congrats drowning...try not to drown in anticipation of the 341...and of the 60 days...and of the discharge...LOL

You crack me up, Joe! LOL. I try to see the glass half full. Half full of what, I don't know, but it's half full. LOL.

[drowning123]

I received my letter as well and it said the same thing. I know it's a good thing by ur reaction, but what does it mean?

It means in the court's initial review of your documents submitted for filing, they don't see any red flags. It's good news, dawn. First good step after filing.

[dawntyoung]

Thank you drowning! Whew thats a sigh of relief!

[ccsjoe]

It means in the court's initial review of your documents submitted for filing, they don't see any red flags. It's good news, dawn. First good step after filing.

Yup Dawn. They see no reason initially to question your CH7. Good stuff!

[drowning123]

Yup Dawn. They see no reason initially to question your CH7. Good stuff!

I'm sort of new here and I'm really starting to feel comfortable offering advice and explanations. Thanks to ccsjoe and Tom in Colorado. So glad I found this forum. I actually sort of felt alone when I decided to file and after finding this forum, I feel so much more comfortable moving forward. Thanks to all!

[ccsjoe]

I'm sort of new here and I'm really starting to feel comfortable offering advice and explanations. Thanks to ccsjoe and Tom in Colorado. So glad I found this forum. I actually sort of felt alone when I decided to file and after finding this forum, I feel so much more comfortable moving forward. Thanks to all!

Do you really think my incoherent demented ramblings are advice????? Sheesh, read my sig line please!!!

[drowning123]

Your sig line is straight up! LOL. I wonder sometimes. How come we're so smart and so bad with money - well some of us. LOL. Speaking for myself I guess.

[empowered]

drowning123, I'm so frickin' glad for you!

[drowning123]

Thanks, empowered. Liking the username.

[gmk]

When you filed, you (or your attorney) checked the box "presumption of abuse does not arise" box on the means test. My 341 notification said the same thing. This is good, certainly better than "presumption of abuse does arise." However, this is simply mechanical, based on the filing of your case paperwork. What really counts is after the 341 meeting. After our 341 meeting the UST came out with a "presumption of abuse does arise." This was later reversed by the UST (yay). Once again pre-341 this is simply a mechanical upload and right after filing is is doubtful that anyone has taken the time to actually review your documentation and make a determination.

[empowered]

gmk, good point... duh. I checked that box too. So it doesn't even reflect whether you submitted a 22A that shows (your assertion that) you pass the means test? That would seem to be something that the Clerk would notice before scanning. The Clerk I filed with sorted and seemed to be making some kind of review of the forms I submitted, though maybe only for presence.

Well drowning123, I'm so frickin' glad you checked that box!

[drowning123]

back at ya empowered.