car repoed loan not reaffirmed now what?

[joh]

I was discharged 7/09 I did not reaffirm my car loan. In may my wife lost her job and
we could not make car payments. 9/10 car was repoed. What will happen now?From what I understand the loan was discharged in the chapter 7 and now it's the bank problem and I move on.

[Nicollette]

From my understanding, if you didn't reaffirm the loan and the car was repoed, then you wouldn't be responsible for the deficiency balance.

[tcreegan]

Hi joh,

loan was discharged in the chapter 7 and now it's the bank problem and I move on.

Yup, call them and tell them to come and get it. Good job on not reaffirming!!

Tom in Colo