Over the first hurdle!

[Dee]

Just met with our attorney for the first time since we turned in our paperwork and he said we qualify for Ch 7 and will be a no asset case. Woo Hoo! We were really worried because we are about $18k over median. Not to say we won't get scrutinized for that, but at least we made it through the means test. Now we just have to pay the rest of our attorney fee next week and we can file. I feel like we are finally on our way!

[Freddy03]

Congrats on the first step!

[smith2b555]

congradulations!

[ccsjoe]

Great first step. By the way, Dee, we are over median almost the same amount as you, renters so not even mortgage to offset against, barely passed means test, squeaked by J, and our 341 was all of 75 seconds long with no issues.

[debee]

Great news! We're over the median too & in the same district as ccsjoe so that gives me hope!

[ccsjoe]

Great news! We're over the median too & in the same district as ccsjoe so that gives me hope!

debee, if you have already filed, let me know by pm who your trustee is. If same as mine, I can give you plenty of insight on how he works and what to avoid/expect.

[Fletch]

I am curious how the over median filers get by on schedule J with legitimate expenses. I am under median income for my state. I pass the means test obviously because I am under median but having a hard time with schedule J. Last week my attorney asked for documentation for some of my expenses (which I sent) now I have a meeting with him tonight to hopefully sign my petition.

[mommi2many]

Dee, congrats on your first step and good luck throughout the entire bk process.

[tyson24]

Really happy for you! The first step is the hardest. My favorite part so far has been filing the actual paperwork. The relief is immense