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HELP what do you think of my schedule I and J

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    #16
    Increase your medical. $50/mo when you have 3 kids is not even close to being enough! Remember to include dental visits, eye dr, regular check-ups, and those months where the whole family gets sick and has to go to the dr. You're allowed $300/mo per IRS standards. I'd also increase your clothing to $150.

    I think your personal care/vehicle registration of $300/mo is excessive. So is the cable/cell/garbage of $300.

    Is there a reason you didn't qualify for ch.7 when you first filed?
    Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
    0% payback to unsecured creditors, 56 payments down, 4 to go....

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