I have a furniture that was financed thru Wells Fargo. How long after discharge will they start requesting the furniture?
-
-
they will ask u to reaffirm it before discharge.
don't reaffirmFiled chapter 7 on 9/17
341 on 10/20
Chapter 7 Trustee's Report of No Distribution on 10/21
Discharged and Case Closed on 12/21/2010
-
Tell them to come and get it. But tell them it has pizza, coffee, and cat pee stains on it. Don't reaffirm, they will try and bluff, but won't come for it.Comment
-
Hi majorbk,
Simple business logic; they will try to put the squeeze on you to cough up some cash.
Couple legal-sounding, threatening letters cost pennies and if 1-in-50 people give them cash it is profitable.
Don't reaffirm, don't settle, the cost of repossession is greater than the value of some used furniture; not profitable
Besides, what is Wells Fargo going to do with used furniture? Not like they run a second-hand furniture store.....
Ignore them, they will go away,
Tom in ColoCh7 filed 5/12/2010.....341 meeting 6/30/2010....report of no distribution 8/15/2010.....discharged 10/01/2010.....closed 11/09/2010Comment
-
Thank you for the quick replies. I will definitely ignore them when the time comes.Comment
Comment