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    Lien Release

    My Chap 7 was discharged on 02/14/04. I had a car included in it that was broken down and I still owed a $2000 on it. I have been trying to funk it since. The Finance co. will not release the lien on the car, They siad I could buy the title from them but they won't come get the car or release it. Anyone have any ideas how I could get it released.
    I could use all the Info. I could get
    Thank You Bill

    #2
    If the car was included in the Chapter 7 the company now owns the car, you don't...... if it was discharged in bankruptcy.

    You will not get the title released because its not yours now....

    Since the auto does not run you have no use for it, besides they own it now completely. Any money you owed on it was discharged in bankruptcy.

    Now call and tell them to come get their auto or you will have it towed to the junk yard at THEIR EXPENSE.

    Give them 10 days............
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      It sounds like a great idea to send them a bill for the last two years. I just don't want to junk it and have it come back on me somehow. My credit is doing great right now and I wonder if this could sting me somehow.
      I wish I knew about this group when I was going thru my BK, I had so many questions. I had a 13 I converted to a 7.
      Does anyone think I need to talk to a lawyer to make sure I could junk it.
      Really appreciate everyones help in this!!!
      Bill

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        #4
        Send this company a certified letter they have to sign for telling them to pick up the vehicle or be billed storage charges.

        This way you have proof you notified them.....
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

        Comment

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