Trying to Save a CC

[ccsjoe]

Most, if not all, credit issuers will cancel your accounts once they learn of your filing, whether or not you have balances with them. Your attorney is correct in that you MUST list ALL your creditors when you file. You may not have any outstanding debt not listed. Calling your small cc will be a waste of your time and will only speed up the account closing.

[oscar]

Our bankruptcy was filed Monday, Oct 20. I have a cc with a small balance ($300.00) that I was intending to pay when the bill came in, but lawyer told me not to, that I needed to include everything that had balances. (341 hearing is set for 11/29).

Is it worth me calling the cc company and asking if I pay this in full to them at what ever point I am allowed to, will they agree not to cancel my account? If so- when is the right time to do this?

I've had excellent credit for the past 30+ years. My spouse is the problem here (won't bore you with the details!). I am already getting letters from some of my cc accounts (all with zero balances) saying "thanks for not including us, and we are canceling your acc't.

Any advice?