discharged and didnt reaffirm auto????

[brown99]

my bk7 was finally discharged and i didnt reaffirm my auto loan. i listed it
as part of my debt. my question is iam making payments on it and do those payments show on my credit report and if i miss a payment will it show. or since the the debt is part of the discharge does it just show discharged in bk
thanks so much to all

[bubbly]

Hi brown.....

I'm in a similar boat. I don't think my reaffirmation got in before discharge and I'm not sure but I think as long as you keep your payments on time you'll get to keep the car. However I don't think your credit report will show the loan as "paid under terms" or whatever, when you're done paying it off. It will still show as included in bankruptcy which isn't as good for your credit record as a reaffirmation agreement paid in full. (Or something along those lines). Guess we'll both find out, eh?

Good luck to you (& me !)