reaffirmation question.

[calipeachr]

I have a question.....We had our 341 on Oct. 29, we took our class on nov 5. When does the reaffirmation happen?

Thank you

Calipeachr

[BKlooker]

Reaffirmation of what specifically? Reaffirmation is what you do for something you want to keep i.e. i am reaffirming my car payment cause i want to keep my car.

i am pretty sure you mean confirmation.....if this was a CH 7, that's not an issue...confirmation is a part of CH13 only. If you are done with the 341, just enjoy the countdown

You might also mean discharge and closure.....discharge of your case is 60 days post-341 meeting, and closing is usually shortly after that (time varies based on specifics of the case).

[calipeachr]

my husband's car and motorcycle...I just paid off my car last week (our atty said it was ok for me to do it)

[tcreegan]

Hi calipeachr,

The reaffirmation needs to be signed by you and the lender(s) and filed w/ the court before the discharge, in your case before Christmas would work. Your atty should have contacted the lender(s) and asked for reaffirmation agreement(s) to be sent. You also need to find out if your atty is going to sign off on the reaffirmation(s) or do you have to have a hearing before the judge.

Tom in Colo

ps: you might want to be sure the class certificate got filed w/ the court. Sometimes these things get lost in the shuffle..