This will be my update thread

[ValleYum]

Started receiving notices that my CC are being canceled due to them BK being filed..

Sounds like good news to me!! Keep us posted!!

[crabcakes]

How did you get those notices?

[panda]

Interesting how each player has their own set of rules they go by. We filed Nov 8th.

Amex sent us notices within the first week of filing that our accounts were closed due to BK, we have two accounts with them and received one notice from each account about two days apart.

We have a fraud alert set up for my husband with equifax due to some things happening in January and the loss of his personnel file from the state he is retired from. Equifax has notified us that the bk hit the next day after filing onto our credit report, and then it notified us that the bk hit transunion and experian by the next week.

Wells Fargo reported to equifax that we were in bk our account was now 0 balance, IIB and nothing else.
Amex has not reported anything yet.

This morning Discover, who is one of the only ones we did not owe money to, informed me through email that our online access was being shut off and they were sending all future info by mail.

I am waiting on chase, two cards with them, and BOA credit card to see when they update, but of course those are my cards and they do not have any monitoring on them, so I am waiting to see if we get something in the mail.

My BOA mortgage has been cutoff online, but I mailed them a check for the payment last week and it cleared the bank and I received my online notice from BOA that they received my payment, which was nice of them to do.

[fatjay]

trustees sent me a letter today asking for information to be mailed to them....4 months of bank statements (7 accounts, that allot of paper) copy of the deed to my home..kelly blue book statement of what my truck is worth proof of insurance..home pay off amount 2008-2009 tax returnes...my girlfrieds life insurance policy she named me to get the cash if she dies....is this normal?


also they asked if my spouse was not filing to provide her bank statments as welll......we are not married...do I still need to provide them???

[fatjay]

sorry double post...deleted

[fatjay]

How did you get those notices?

US postal service

[oregonpilot]

i sent mine to trustee by usps. signature from them so i knew for sure they got it.
I brought the return sig card with me to the 341 just in case i got a "well i never received it" response. My envelope was between an inch and 2 inches thick.

[fatjay]

i sent mine to trustee by usps. signature from them so i knew for sure they got it.
I brought the return sig card with me to the 341 just in case i got a "well i never received it" response. My envelope was between an inch and 2 inches thick.

Mine was about the same....could not send it sig request....the letter said they will not accept any package that is sig request...went to a post office box....but I did get a tracking number

[tcreegan]

Whew, that is a lot of documentation!

If it is any consolation, I have seen posts were even more was required...

Tom in Colo

[fatjay]

Just glad that I keep good records...It was all here and I was able to make copies and print all the statments from my banks website...hour or so maybe 2 and i was complete..

[fatjay]

Well tomorrow is the big day...I keep thinking that I will forget to bring my SS card..I have already been told that will cause major issues...and more money from my atty....All the stress of this and the holiday season ends at 1pm Monday the 27th...at least after tomorrow I will know something and the waiting will be over

[AngelinaCat]

You will do fine. Just be sure you know where to go. If you haven't been to the building, take a drive this afternoon and scope out any potential road construction problems. Know where the parking spaces are and if there are meters. If there are, be sure to carry change with you and feed them to the max.

Get a good night's rest if you can, and leave plenty early in order to avoid traffic problems.

Good luck to you!

[fatjay]

To far away but I did google earth it...Ill post when I get home and let everyone know what happened....or Ill have a friend do it if Im in jail

[oregonpilot]

AWESOME fatjay. Onward and UPward. Dec 27 will be here B4 you know it.

See i told you...
it's finally here. You will do great tomorrow. Good luck and the very best to you!!!!
I like how you followed thru on this thread. Will be waiting for the update tomorrow.

[fatjay]

3 minutes total in and out...no further questions and no one showed up to protest...So I guess now I just wait and send them a copy of the 2010 tax returnes...YEAH its kinda over and things feel a little better...THANK YOU TO EVERYONE!!! For your support and knowledge