Welcome Bf....you have come to the right place. Lots of great folks on here to help.
As for the auto-charge. I think its such a small amt that it probably isn't going to be a biggie. I had an auto charge from Virgin Mobile of 20. to AmEx within the 90 days. Totally forgot cuz it only comes every 3 months at 20.
Was never a problem for me.
But then i don't know diddlie squat...hummm maybe that IS ALL i know .... diddlie squat.
AGREE...try to get it credited back.
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So upset! advice please? Trying to file in December but cc had charge in October
I am preparing to file next month. My attorney indicated I needed to wait 90 days after last credit card use. Well....I got a credit card statement yesterday that indicates a 39 auto charge was made on 10/19 for the local newspaper. I knew this was on autopay a few times a year and I took steps to change this 2 months ago so this situation should have never occured! Obviously the newspaper didn't change their info....this is a small rural paper that I could only make changes to by mailing in a paper form.
I called my attorney but he's away until Monday. The assistant there believes this will postpone my bankruptcy by at least 60 to 90 days from the date of this charge. I cant wait to file...waiting that much longer will likely mean I won't be able to qualify anymore.
Any advice or experience? Is there a rule you can't file if you had charges or is it the attorney's discretion? Do you think it would matter if the newspaper credited back the charge they should have never made?
Thanks for your help!
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