I did not file BK & Wells Fargo Froze ALL of my FUNDS! PLEASE HELP!

[helpmeout]

One thing I would do, if I were you, after getting this resolved, is not put anyone's name other than your spouse on your account again.

It will avoid headaches like this.

[seFlaDude]

You might be better off posting this under the exemptions forum!

[WhatMoney]

Should she call the trustee so they call WF? (Since they notoriously do this, and need a trustee cal to release funds?)
Yes, this seems the most reasonable thing to do, or if she has a BK attorney, have him call the trustee.

Or Should we call WF and argue the fact?
No, WF will need a release from the trustee, assuming the reason they froze the funds was ONLY because of her filing BK.

Or is the best bet spending lots of money on an attorney?
Only if nothing else works. You have not given any details on WHY WF froze the account - was this colateralization of other WF debts, or just the usual WF policy of freezing your account when they find the BK filing?

Any money in a joint account is owned by either party, so your friend may have to provide proof to the trustee that the money was not deposited by her or belonged partially to her. I hope she claimed the joint checking account and balance in her BK filing as cash on deposit.

It is against board policy to post the same question in five different threads, btw. You're lucky someone is answering you, on turkey day yet.

[Peeps]

Uh, with all the time you've spent posting the same question over and over on the forum, you probably could've googled a dozen good lawyers in your area to call in the morning by now. I don't wish to sound rude or insensitive, as your situation appears urgent, but considering most everyone is in a turkey-coma I sure hope you're diversifying your strategy for finding answers.

[robertr1784]

Here is my story... what should i do?

HELP PLEASE! I HAD THE EXACT SAME THING HAPPEN TO ME. I did not file for BK, but my long time friend filed for bankruptcy7 and she is on my account! She did not include any of my money or assets in the exemptions and failed to keep inform of what she was doing, like an idiot she failed to investigate and had a preparer prepare the paperwork and simply filed. It is thanksgiving, and hopefully you are reading this and can reply. I need the name of your attorney to help me out of this. I have 0 funds, no money, and am hopeless! I have nothing to do with her bankruptcy yet WF took all of my funds. She is LITERALLY responsible for ZERO of the dollars on in my account. I have rent due, bills coming out of the account and SCARED!

I need guidance, should she file a dismissal? But i read that requires judge approval and when the judge makes their decision it is based on the BEST INTEREST of the CREDITORS, not the debtor. So will they take my money and claim it to be part of her estate/assets?

Should she file an emergency motion?

Should she call the trustee so they call WF? (Since they notoriously do this, and need a trustee cal to release funds?)

Or Should she call WF and argue the fact?

Can you refer the attorney you used in this matter? HELP!

If anyone can refer me to a reputable attorney OR TAKE THE TIME TO ANSWER MY QUESTIONS I would be forever grateful - in the LA area.