Greentree contacting me after discharge

[RW3]

My 2nd with Greentree was also discharged I got a notice of intent after 90 days late. I am not paying them, I sent them a letter explaining the debt was discharged, and I am current on my first mortgage that has already been modified. I am about $100K underwater ion my loan. These folks at Greentree are fools.

[hamburgervol]

My 2nd with Greentree was also discharged I got a notice of intent after 90 days late. I am not paying them, I sent them a letter explaining the debt was discharged, and I am current on my first mortgage that has already been modified. I am about $100K underwater ion my loan. These folks at Greentree are fools.

Did they call and harass you too when you were late? Have you or will you try and settle the 2nd? You are right the are fools. It's like they knowingly try and skirt the law. From what I gather, most of their primary loans are mobile homes. They service 2nds.

I received a statement a couple of weeks ago. On the statement it clearly indicated that the debt was included in CH7 and was not an attempt to collect the debt. It did date that they may exercise their right to the lien.

So their statement clearly indicates that Greentree is aware of the discharge but yet the collection person that called said otherwise.

[shark66]

OK they are dumb as dirt...leaving such a voice mail. Collect a couple more of them and then off to your attorney and BK court for some much needed fun..

I wouldn't trust Zillow much when it comes to the home values. Spend a couple of hundred bucks on a good local appraiser and find out where you really stand...you may be surprised.

Good luck.

[Chowder]

BoA has been selling off distressed seconds to Green Tree for quite a while now.
Green Tree is world class bottom feeder. Don't expect them to adhere to any rules.

[IBroke]

Her response was that they had not received the discharge notice and that I should send them" the paper work".

You aren't even required to provide them with that paperwork. the FILING of your BK itself with your HELOC being included in your schedule is already sufficient to stop ANY attempt to collect from you. Pre-discharge, the automatic stay applies and post-discharge, the permanent injunction takes care of that.